Last Updated: May 20, 2026
By accessing or using the ion-junct website (ion-junct.com) and services, you agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree to these terms, please do not use our website or services.
ion-junct provides financial literacy education programs for children and teenagers, including:
Program details, pricing, and availability are subject to change without notice.
To enroll in our programs, you must:
We reserve the right to refuse service or terminate accounts at our discretion.
Enrollment is confirmed upon:
All prices displayed on our website are in British Pounds (GBP) and are subject to change. Prices include VAT where applicable. Payment is due as specified in your enrollment confirmation.
Refund requests must be submitted in writing to [email protected]. Refunds will be processed within 14 business days.
Individual sessions may be rescheduled with at least 48 hours notice. Late cancellations or no-shows may result in forfeiture of that session.
All content on this website, including text, graphics, logos, images, course materials, and software, is the property of ion-junct or its licensors and is protected by copyright, trademark, and other intellectual property laws.
You may not:
When using our website and services, you agree not to:
Program participants are expected to:
For participants under 18, parents or guardians are expected to:
We maintain a respectful, inclusive learning environment. Behavior that is disruptive, discriminatory, or harmful will not be tolerated and may result in removal from the program without refund.
Not Financial Advice: Our programs provide financial education for informational purposes only. Content should not be construed as personalized financial, investment, legal, or tax advice. Participants should consult qualified professionals before making financial decisions.
No Guarantees: While we strive to provide high-quality education, we cannot guarantee specific outcomes, financial success, or investment returns. Financial literacy is one factor among many that influence financial wellbeing.
Simulations: Investment simulations and exercises use hypothetical scenarios. Past performance, even in simulations, does not guarantee future results.
To the fullest extent permitted by law, ion-junct and its directors, employees, and instructors shall not be liable for:
Our total liability for any claim arising from our services shall not exceed the amount paid for the specific program in question.
You agree to indemnify and hold harmless ion-junct from any claims, damages, losses, or expenses (including legal fees) arising from:
We strive to maintain website availability but do not guarantee uninterrupted access. The website may be unavailable due to maintenance, technical issues, or circumstances beyond our control. We are not liable for any inconvenience or loss resulting from unavailability.
Our website may contain links to third-party sites for your convenience. We do not endorse or assume responsibility for the content, privacy practices, or terms of use of these external sites. Access them at your own risk.
We reserve the right to:
Significant changes to terms will be communicated via email or website notice. Continued use after changes constitutes acceptance of the modified terms.
We may terminate or suspend your access to our services immediately, without prior notice, if you breach these Terms of Use or engage in conduct we deem harmful to our business, other users, or third parties.
These Terms of Use are governed by the laws of England and Wales. Any disputes arising from these terms or our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.
Before initiating legal proceedings, parties agree to attempt resolution through good-faith negotiation for at least 30 days.
If any provision of these Terms of Use is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
These Terms of Use, together with our Privacy Policy, GDPR Compliance Statement, and Cookies Policy, constitute the entire agreement between you and ion-junct regarding the use of our website and services.
For questions about these Terms of Use, please contact us:
Email: [email protected]
Address: 127 Division Street, Sheffield, S1 4GH, United Kingdom